Why Everyone Is Rushing to Get an SBI Credit Card in 2025

SBI Cashback Credit Card – Quick Benefits:

🎁 Amazon welcome gift: Get a ₹500 Amazon e-gift card after paying the ₹499 annual fee .
💻 10× Reward Points on online spends at portals like Apollo 24×7, BookMyShow, Cleartrip, Myntra, Dominos, Netmeds, Yatra; plus 5× points on other online purchases
🌟 1× Reward Point per ₹100 on offline and utility spends
🛢 1% fuel surcharge waiver on petrol transactions between ₹500–₹3,000 (up to ₹100/month)
🎯 Milestone vouchers: ₹2,000 Cleartrip/Yatra voucher each on annual online spends of ₹1 lakh and ₹2 lakh
♻️ Annual fee waiver: Pay ₹499 fee in the first year, then get it reversed in the next year if you spend ₹1 lakh
📡 Contactless payments: Tap-and-go convenience and security
🌍 Global acceptance at over 24 million outlets
🧾 Flexible options: Flexipay EMI, Balance Transfer, utility bill payments, cash withdrawal facility

🎁 Welcome Gift: 350 activation bonus Reward Points (₹1 = 1 RP) on one retail spend ≥ ₹500 within 45 days of card issuance. Also, ₹100 cashback on your first ATM withdrawal within 30 days .
🚆 Up to 10% Value‑Back: Earn up to 10% in Reward Points when booking AC‑class (1A, 2A, 3A, CC) railway tickets on IRCTC website/app .
🔁 Regular Rewards: Get 1 Reward Point per ₹125 spent on all non‑fuel retail purchases, including other IRCTC spends .
💸 Transaction Charges Waived: Save 1% transaction fee on train ticket bookings via IRCTC .
🛋 Railway Lounge Access: Enjoy 4 complimentary railway lounge passes per year (one per quarter) at participating lounges .
⛽ Fuel Surcharge Waiver: 1% waiver on fuel transactions between ₹500–₹3,000 (up to ₹100/month) .
🌍 Worldwide Acceptance: Card works globally on Visa/Mastercard network; offers add‑on cards and tools like Flexipay EMIs, balance transfer, and utility bill payments
💳 Annual Fee: ₹500 + GST (~₹590). Plus, on renewal, earn 500 Reward Points, effectively offsetting much of the fee